David is a Certified Long Term Care Specialist and has his own Registered Investment Advisory (RIA) company.
Career choices and personal experiences have led David to become a Long Term Care Insurance Specialist since 1992. David’s mother-in-law, who had no LTC insurance, moved in with David and his wife, Brenda, for 4 ½ years and 29 surgical operations before she died. David saw first hand the stress and strain failure to plan for LTC created. David’s mom spent 3 ½ years in an assisted living apartment and one year in a nursing home. LTC insurance helped pay for both. Family Harmony was preserved and mom received excellent care.
David has testified in Topeka before the Kansas Futures Committee as a long term care insurance expert, assisted the Department of Insurance in developing a LTC insurance partnership plan to assist all Kansans, and has had six articles published on the subject of LTC planning. He has worked as a consultant with the Kansas Dept. of Aging on long-term care insurance. David provides a monthly press release on LTC planning.
David has helped thousands of people put together their long term care protection plans. He was featured in Via Christi’s Family Health Channel for his long term care expertise. David has developed expertise in VA Pension Planning and Medicare Alternatives as natural overlapping areas of LTC planning. David’s extensive experience, knowledge and sincere interest in his clients make him a great resource on these subjects.
I am the Vice President and Medicare specialist for LT Care Solutions. I have always been interested in the family business. Through high school I helped build our database, copy, and mail applications to insurance companies. Dad, David, always taught a good work ethic in our home and sent me out in the real world to gain experience. While away from LT Care Solutions I gained experience managing grocery departments, sporting good departments, and running a cellular store.
I was drawn back into the family business as my grandmother, 8 years ago, went through a long term care situation. She spent 4 ½ years in long term care facilities and thankfully protected herself with long term care insurance and we were able to guide her through the VA to attain the Aid & Attendance pension for veterans and their surviving spouse. With grandpa’s service he was able to give back to grandma even after his passing. It’s very difficult to watch a loved one struggling with their health. Watching my grandmother helped me realize the importance of what we do.
Now, I help people meet their short term and long term care goals. I specialize in guiding Medicare eligible seniors, especially Baby Boomers, through the Medicare maze. This includes putting on multiple workshops focused on educating Medicare eligible on how Medicare works and what risks they face as they move into retirement. I also work as a sales agent for Long Term Care Insurance, long term care being our # 1 financial risk, as well as working with Veteran’s to navigate the Veteran’s Administration to receive a pension they’ve earned to pay for their long term care.
Kansas State Representative since 1994 with extensive knowledge of Kansas government budgets concerning ageing issues. Brenda has been a licensed Long Term Care Agent since 1996 and is very knowledgeable of where LTC insurance can fill the gaps government will not pay. Brenda first learned of the importance of long-term care protection when her mother required 10 years of help enduring 29 surgeries with 4 ½ years in Brenda’s home.
As my parents aged, I helped them with their medicare education and Senior planning which led me to the VA aid and attendance benefit. I dealt with the difficulty of acquiring this earned benefit for my dad. Then later for my mom. This helped me jump at the opportunity to help others with the approach of our team effort behind helping qualified veterans acquire this benefit.
Cathy has been involved in field underwriting for long-term care insurance since 1996. Cathy was formerly manager of a home health care agency. Cathy’s background helps in working with insurance underwriters in finding the best policy for the given health.